[BNM] [OT] Freehold purchased... lease/ltd. company needed?

[Chris Billett]

Might BNM Brain, I have a question:

Myself and the guy upstairs (he bangs on the floor occasionally and  
yells for his breakfast, n' something about a trap door?) have just  
purchased the freehold on our flats. It's a house, split into two  
flats, and we've got a fifty-schfifty split. We want to get structural  
insurance in place before I inevitably burn the place to the ground  
trying to re-heat Thai after a night in the Bee's Mouth, but everyone'  
being difficult as we need to form a limited company or something -  
has anyone been through this process? Do I need a solicitor? I'm not a  
fan of them. I'd rather get this done in a matter of hours than weeks,  
too. Are the insurance companies who will make this easier or am I  
being a naive fool.

Well, ta in advance for any tips. I'm sure someone's been there/done  
that.

CB