[BNM] [OT] moan ... dell ... barely worth reading

[james]

On 3/27/06, james <aqrf11 at dsl.pipex.com> wrote:
>>
>> dell wouldn't give me finance on a shiny new laptop>

>Did you try it on their business finance (even as an individual)?

>I have the worlds worst credit rating but got finance on a £1200 laptop 3
>years ago with them buy buying it on their business plan. Higher APR but it
>got the job done.

i'll give it a go but i was hoping for 'buy it now pay 2007' and settling 
the balance at the end of 12 months rather than going on to a loan as then 
there's no APR at all just a £49 admin fee, don't know if they do buy 
now/pay later for business, but i shall try :)

my credit rating has been poor in the past but i did all the repair stuff on 
it a while ago so should be good to go

bit of a mystery the whole credit rating thing, had a late VISA card payment 
the other month or perhaps the wind was just blowing in the wrong direction 
when i hit 'submit' :)

btw the uk credit rating system is generally regarded as very unfair as it 
is purely punitive on 'misbehaviour' rather than offering 'rewards' for 
successful credit management, i believe the us system does this

jim